WHY USE A MORTGAGE BROKER?

Wondering how Mortgage Brokers can help you get a better deal?

A home is the biggest purchase most of us will ever make, and a mortgage can also be a powerful financial tool. No surprise, then, that a growing number of Canadians have started to ask some smart questions about their mortgage.

I am sure you've probably heard your friends and co-workers talking about getting their mortgages through a mortgage broker. What's led to this rapid rise in the popularity of brokers?

More lenders are now offering a wider range of mortgages to choose from. Consumers have begun to shop around for their mortgage rather than simply taking what their financial institution offers. Lenders have started advertising discounted rates, making it obvious that there's a good reason to shop around.

But the biggest reason for the increasing reliance on mortgage brokers is that brokers offer consumers several important advantages:

• Independent, unbiased advice. Mortgage brokers provide mortgages from various lenders, so they're not tied to one lender or one type of mortgage.
• More mortgage choices. Mortgage brokers have direct electronic access to virtually every major lender in Canada, so they can show you a wide range of rates and features.
• Best-available rates. Mortgage brokers study rates daily and always know where to find the most competitive ones. Plus they know how to negotiate with lenders to ensure you're getting the best available deal.
• Fast, convenient local service. Mortgage brokers are highly motivated to keep your mortgage moving forward quickly because they only get paid—by the lender—when your mortgage is complete.
• Specialized knowledge. As specialists, mortgage brokers have a thorough understanding of all available products, features and rates. And they can explain everything to you so you know exactly what you're getting into.
• Secure, established lenders. Mortgage brokers deal with the same reputable, established Canadian financial institutions you're used to. Plus, they have access to some innovative lenders offered only to brokers who offer even more attractive rates and features.

At the Mortgage Centre, we are dedicated to being “Your Mortgage Advisor for Life”. Through understanding your individual financial needs, we provide you with mortgage solutions customized specifically for you. Our team of professionals negotiate with the lenders on your behalf for the biggest investment of your life. Plus, as your mortgage advisor we have roots in the community and a deep understanding of the local market. Best of all, only Mortgage Centre has access to the enhanced choice of lenders offered by our exclusive Mortgage Market.

Our Service does not stop here, we are here when you need us! Your Mortgage Advisors for life.